2012年12月20日星期四

Banking Information (loan)

Banking Information (loan)

Simple introduce this useful website http://www.bankinginfo.com.my/index.php?intPrefLangID=1&

Like the loan calculator tools and also budget calculator to plan you monthly income and expenses.

Recently the Hottest topics among my brothers and friends is not only chicks, but also about properties. Its good sign that everyone seem grow mature and started to look at investment.

I also booked a property and headaching of choosing housing loan. For first timer likes me, I appreacite the invent of internet, the golden house of knowledge for me to search for useful information suchs as below website in order for me to understand more about Term loan, Semi-Flexi loan or conventional loan, and Full flexi loan...And, hows the housing loan  really works.

http://blog.imoney.my/how-does-a-home-loan-really-work/

Yeah, I am looking at it and i think Full flexi type seem like more beneficial as it can helps me to save daily interest rate. I repeat...It's Daily interest rate.

I will write more about it soon, hopefully...

:)

Happy End of the World Day!!!
2012-12-21



2012年11月15日星期四

2012- Year of Dragon

Year 2012,

A very special year in my life (for this moment), many things happen and many decision needed to makes.

This year is not as smooth as previous years and its testing my will.

Many decision gonna to makes and I am sure there's no perfect plan and there's no right or wrong.

You have to ready for the decision you going to makes and MAKE SURE you will not REGRET at any circumstances!

There is no free lunch in this world thats the road is gurantee smotth. Life is full of uncertainity and challenging, the beauty of life is when you face these bravely and fight it with your strong will.

Say:

This is my life!
I will win this and no one can defeat me!

2012年9月6日星期四

过渡期


要是没有迷路
就永远不晓得迷路的过程是如何的
那种滋味
那种思绪
那种矛盾

两种想法
两条去路
两个选择
就好比黑与白的相对
正与邪的斗争

两股力量
不断较量
内心不断挣扎

现在只能在路中间
感受岁月神偷的洗劫
看着那时间的交错

没有人知道答案
现在的我
还没知道






2012年8月30日星期四

拍独照

你问我要不要拍照
其实我也没很想拍照
因为
没有你,拍照会开心吗?

阴天

伤心,开心,
从来,以后,
也是自己一个人的事

2012年8月12日星期日

Snacks and smoothies cafe

The cafe falls @ tmn nusa bestari, nearby HSBC amanah / Giant mart.

It's really cost effective as they do not have air-con installed! Wow... 21st century pls.... No air-con? It's really makes me felt not comfortable...

Zzz...

The prices is considered cheap, well, still hardly believed there's a cafe without air-con...

My GAO GAO cappuccino


Actually, its looks attractive...but...why no air con?!


It could be better. :)

2012年8月7日星期二

信心

还记得,
他是多么的有信心,
多么乐观,
可是当信心在很高很高跌下来时,
一切都变了,
全都输了,
那是非常丑,
非常失败的,

他,
好好笑